Weather
The weather changes.Your bills don’t.
Put protection in place for weather that disrupts work, slows sales or hurts your busiest season.
From a lost workday to a slow season.
Construction and outdoor services
Rain or extreme heat puts jobs behind schedule and adds overtime.
Events and outdoor venues
Rain on the big day means empty seats or a cancelled date.
Heating oil and propane suppliers
A warm winter cuts fuel sales. You still have trucks to pay for and a team on payroll.
Outdoor recreation and hospitality
Bad weather in peak season cuts the bookings that make your year.
Tell us which weather hurts your business. Let’s talk.
Built around your business.
Extra rain days eat into your job margin.
Your schedule can absorb 12 rain days. Protection pays for each rain day beyond that.
Helps carry payroll through 5 extra rain days.
Using the agreed local weather station.
Illustrative examples. Terms and pricing agreed upfront.
Businesses already do this
A heating-fuel supplier protects against warm winters.
Star Group uses weather protection to help offset lower heating-fuel sales when winter turns unusually warm.
Publicly reported example.
Plan the season with confidence.
Built around the weather that hurts your business.
We tailor the weather measurement, location, dates and payout to the risk you want to cover.
No losses to prove.
The payout follows the agreed measurement, so you don’t document each dollar you lost.
Set before the season starts.
Agree the trigger, the possible payout and the price before the weather turns.
Your account. Your approval.
You tell us what could hurt the business. We set up the protection and show you the terms and price. You approve it through an account in your business’s name that we help you open.
Let’s protect your next move.
Tell us a little about your business. We’ll take it from there.
Thanks. We’ll be in touch.
Questions
What kind of weather can be covered?
Weather that can be measured, such as rainfall, snowfall or temperature, over a single day or a full season.
Where and when is the weather measured?
At an agreed local weather station over agreed dates, such as April to June or December to February. Both are set in the terms before you commit. In the examples above, the rain-days contract pays $15,000 for each rain day beyond 12, up to $150,000. The warm-winter contract pays $20,000 for each degree the December to February average rises above 40°F, up to $200,000.
Do I have to prove what I lost?
No. The payout follows the agreed weather measurement. There are no loss adjusters.
What happens if the weather stays within your plan?
The contract doesn’t pay out, and the upfront cost isn’t returned. You paid for protection you didn’t end up needing.